This is the third article in a series looking at the benefits and the draw backs of the three main types of insurance available to the motorist. The previous articles concentrated on third party car insurance and third party fire and theft car insurance with this, the final article, concentrating on comprehensive car insurance.
Comprehensive car insurance is the top end of the market when it comes to car insurance. This type of policy offers the motorist the best cover available and can therefore often be the most expensive type of cover available to a driver.
The benefits of comprehensive car insurance are that the policy will cover the driver for many different scenarios. In fact you can expect to receive compensation in the event of theft and fire. However, one of the biggest benefits of the policy is that you an expect compensation towards damage to not only a third parties vehicle but also your own in the event of an accident being deemed your fault.
Unfortunately with this level of cover comes a rise in the price with the only major draw back of this policy is that you can expect to pay more for this type of cover than for other types.
The table below outlines what you can expect to be covered under a comprehensive car insurance policy:
| Your Car in an Accident | Yes |
| Other Vehicles Involved in an Accident | Yes |
| Theft | Yes |
| Fire | Yes |
As a quality insurer Prestige car insurance will always highly recommend that prestige car owners look at taking out a comprehensive car insurance policy. With this type of cover a prestige car driver can be sure that they are getting the best cover available to protect their car.
With comprehensive car insurance policies drivers can not only secure the best protection for their prestige car but can also opt to protect their NCB to ensure cheap car insurance for years to come.